Time for a reality check!

If you're like many entrepreneurs, you're working at it, but if it's not happening and you recognize that you need to do things differently.

Yet you continue doing the same thing over and over again and expecting different results. That is Einstein's definition of "Insanity."

Are you bordering on insanity or taking charge of your financial future? I hope you are not waiting for others to do that for you - not your family and certainly not Uncle Sam.

Do you know these statistics from the Social Security Administration, Office of Research and Statistics regarding the income of the populations of 55 and older?

Out of every 100 people by the age of 65...

  • 16 are deceased
  • 70 are financially dependent on their children or others
  • 14 are financially independent

Yikes! These are scary statistics, don't you think? Seventy percent of those over the age of 65 are dependent on someone else. These statistics are ugly for those of us in the baby boomer generation when it comes to retirement, especially for women.

This holds true - even for affluent women. And I'm betting, this is not where you expected to be at this point in your life. So, it's time to take control of your financial future and get your business running in a manner that brings you solid income and the free time to enjoy it.

Building your own business and being successful at it could make all the difference to your security and sense of peace. It can secure your financial future, so that when you are ready to retire, you can.

47% of women after the age of 50 are single. And yes, we do outlive men. It's estimated that only 20% of women will be financially secure in their retirement.

And it's not just the money, is it?

Sometimes you might simply feel tired and a bit 'over the hill', feeling as if the glass is half empty instead of half full. You might be afraid of what's next and asking, "If I only knew what lies ahead for me?" But the truth is - you don't know . Anything can happen. Your circumstances can change when you wake up tomorrow morning. And yet, you must be prepared for it anyway.

Let's IMAGINE for a moment

Imagine you can go anywhere your thoughts will take you and then the reality will follow.

It's all out there for you; wealth, health, family, friends, wisdom, love, career.

It's all waiting for you; the right person to love, the right ladder of success, a place you belong, bringing you a sense of real security in every facet of life.

I know you are a very intelligent woman and I know you could figure out how to build a solid successful business all on your own. But, I don't suggest this! Why not?

Because that's doing it the hard way - and the slow way. (And the more expensive way.)

And my guess is, you'd be much happier knowing you were on the quickest path to financial security. This is one time where "slow and steady wins the race" clearly isn't in your best interest.

  • Probably one of the greatest frustrations of being a solo entrepreneur is that of isolation. I know that feeling for myself, and I know that going it alone doesn't serve me as well as seeking the help of others on the path I'm on. Statistics show that most people progress much faster when they work with a coach. So I take great strides in getting myself involved with online/virtual women's groups as well as 'live' networking here in Denver. I always have at least two coaches.
  • Another thing I learned a long time ago is that reinventing the wheel was not a good use of my time and energy. I have gotten smarter over time and realized it makes much more sense to model what others have done so successfully. Why not? They too modeled some other successful people!
  • Trial and error is also a long and frustrating experience. Having mentors is what helped me to propel my business forward. I know I certainly wouldn't be where I am today without them! I know the VALUE OF HAVING SOMEONE TO GUIDE you on your journey.

Face it; we aren't born knowing how to build
a successful business.

  • I also know it's much more fun and enlightening to do this in a collaborative environment with other women - all creating their own brilliance and quickly moving toward their own definition of success.
  • Connections to each other and leveraging our experience will bring us all power.

And that is exactly what you will be doing in the M.O.X.I.E. Mentorship Program I have created just for you!

This is something I have wanted to put together for years now, but the timing never seemed right. Now the timing is perfect for so many of us. And this is not my older, original version of M.O.X.I.E. Mastermind. It's new & improved with more options and opportunities for you!

I've often asked myself, 'How can I be there for women on an ongoing basis, while guiding them to implement techniques and systems, so that they can experience real results?' How can I make myself available to many more people, at a lower investment but with high impact, so that it works for me, so that I still have my precious personal time and yet create a win for my clients? Well, let me tell you, this M.O.X.I.E. Mentorship Program is definitely a win for you!

You'll be well on your way toward making the
second half of your life the best half!

I live a good life. In fact, I have a great life! I want you to have that as well. Earning a great income is not only essential to secure your future; it's important to secure your FREEDOM. You have earned it -- and it can be yours!

I have put a lot of caring thought and attention into what this BRAND NEW program would look like. Here is a peek...

  • A coaching program run simply with your phone and computer so you don't have to travel away from your comfy home and family
  • This is a MasterMind to get you headed in the right direction, the financially secure direction: whether you are brand new to business or have an established business
  • Opportunities for you to ask me questions live and get support and feedback LIVE every single month, or even more!

There's no question this M.O.X.I.E. Mentorship Program will move you forward faster than moving forward on your own. It's up to you how fast you want to move (or slow!). How soon you want to arrive, and how ready you are to commit to doing whatever it takes to get there.

I am so happy and thrilled to offer this program option to you! As I mentioned earlier, I have wanted to do this type of program for a couple of years. I love the programs I have been in and am delighted that I can turn around and offer the culmination of all my training and self-discovery to you.

You know you want freedom from financial worry,
the freedom to live the life you have earned
and so richly deserve.

If you are truly serious about building your business, I encourage you to not let this opportunity go by. This will be a community of women learning and growing together, securing our own financial future and legacy.

As a member of the M.O.X.I.E. Mentorship Program community, you will learn specific, proven and cutting-edge strategies. What I continue to learn from my coaches, I will pass on to you. When you implement what you will learn here, your business will move forward much faster than you might believe possible.

Business, Marketing and Time leverage:

This is a place where you can gain easy and instant access to strategies, tools, models and resources that will help you continually move forward in your business with a flow of proven ideas.


You'll gain knowledge and inspiration that will shorten your path to success and continued growth and education.

Implementation Coaching:

You will have access to group and individual coaching in our Q & A so you can quickly and efficiently implement new strategies and accelerate your progress.

Mentorship and Community:

This is a place you will meet other women who are here to build businesses, Mentor, 'talk shop' and receive feedback.


You'll see positive results more quickly and with much more ease!

By working together in this M.O.X.I.E. Mentorship Program, through our collective wisdom and through inspiring each other; we will all rise to the top of our individual niche markets.

This is not about filling you up with more information. It's about giving you depth and guidance on each topic so you can implement and grow your business.

This will be well-filtered and well-organized information customized for your specific goals to solve your challenges.

You will receive custom solutions —
I understand not one size fits all.

I want you to make the best decision there is for you, so please read this:

This is for you if...

  • You are overwhelmed & frustrated by all the choices out there
  • You are ready to invest in yourself and get the support you need so it gets done right
  • You understand it is 10 thousand more difficult and complex to start & run a business all alone
  • You have a ‘real’ business (or want to) and willing to make a ‘real’ investment on getting your business where you want it
  • You want to work with people who have done this before you are willing share your expertise

This is NOT for you if...

  • You think you know the ‘best’ way to do everything and not willing to join us with a ‘beginners mind’
  • You are unwilling to invest in your future with time or money
  • You believe a Mastermind is a great place to get clients and referrals (although it may happen)
  • If you think you can get someone to do it all for you.

This is a done WITH You program, not done FOR you.

Why should you listen to me?

Kim Kirmmse Toth LCSW, CMC, PCC
"The Mentor Coach for Women After 50"
President of Positive Aging Inc.

Hi, I'm Kim Kirmmse Toth, The Mentor Coach for Women After 50. As many of you know, I had a very successful therapy practice for 23 years, which I 'retired' from in September of 2009. I had been taking coaching classes since 2002, and then in 2005, I began my new role as an international trainer at that same coaching school (Mentor Coach).

It wasn't easy leaving a solid therapy practice, but I knew I needed to do something different. It was time for a change.

I would be lying to you if I said it was an easy transition. It was not. Since my therapy office was in a medical building, I never had to market myself and still had a waiting list. It was so easy!

Well, rude awakening! I knew I had great skills and taking more classes on getting more skillful was not the answer. Yes, I can get caught up in that roller coaster too, thinking I just needed to be a better coach.

Trust me -- it was not about being a better coach. It was about how on earth I was going to market myself and still keep my integrity and self respect in tact! Like many of my colleagues, I had no clue about that piece.

Needless to say I have learned a heck of a lot in these last 8-10 years and there is no reason you should have to wait that long!

Like many heart-centered women wanting to be successful in life and business, I followed around all kinds of gurus. I did the 'guru dance' for a long time, but it never seemed to work out like 'they' said it would or how I hoped and prayed it would. This was still a new world to me...

I have to take responsibility here and say I messed up along the way. I changed my niche several times, never really branded myself well, and because I was following too many 'gurus,' I was all over the place, lacking real focus.

The other areas I fell down on were not implementing, not leveraging and basically, hiding out behind my computer in my home office. (It started out great being in a home office, until I got 'stuck' there.)

And since I am being so open here about how I screwed up, one of the big things was -- I had no systems in place. Without systems, I was piece-mealing everything and not getting much done. There was no organization around my business.

It breaks my heart to see you repeat the same mistakes I and many of my colleagues have made, wasting your precious time and money because you weren't prepared to implement, it wasn't the right time, or you're grasping at every bright shiny object, thinking "this is the one!" etc.

I want to spare you from much of that trial and error
so you can experience the joy of living every day as I do!

Here's what some of my clients have said about their experience working with me:


Thanks for the opportunity to participate in your program. Your idea of M.O.X.I.E. are super acronyms to describe today's business woman. I'm looking forward to learning more in your Mentorship Program and reaching my third-career potential. As women and creative creatures we are, regardless of age, connecting our great minds together will empower us all in our pursuit and purpose. Look out world - Prepare For A Change!


Barbara Atkins
Phoenix, Arizona

Entrepreneurs have great ideas but need support to realize their vision. Here's how the Kim's live in-person MasterMind (www.victorycircles.com) group has provided me support. With Kim's enthusiastic and skillful leadership, the group has helped me to clarify the values that I want to express in my business and set reasonable goals and time lines. The group offers opportunities to get answers to the core questions that "you were always afraid to ask," to brainstorm to solve problems, and learn about a variety of perspectives for running a business members' different kinds of businesses. It provides accountability to keep me on track on my goals.

Kim is a great leader for this kind of group. She can draw on her own wide experience as a successful entrepreneur and expertise as a business coach. She models the kind of ongoing professional development and innovativeness that helps to make and sustain successful businesses. Since I joined her face-to-face MasterMind, I have been spurred to get greater clarity about my practice niche, developed a clearer brand, and complete changes that make my coaching business more efficient--all of which make my coaching work more enjoyable. I have started a profitable new coaching group and my referral base has been expanding rapidly. I look forward to discovering how the virtual version of the MOXIE Mentorship Program can help me find ways to make my business even more rewarding.

Andrea Meier
Boulder, Colorado

Before I was in Kim's Niche Breakthrough VIP Day, I was absolutely frantic and feeling despair because I knew I had not narrowed my market niche sufficiently. This negative energy was a giant boulder on my path to building my coaching practice. Now, I know exactly who that market is and where I will find them. I'm not only clearer, but I'm confident that I'm the go-to person and can speak to the very issues that trouble them. This critical step has catapulted me forward to complete my marketing plan. What's more is that I'm excited and energized each day because now I feel like a magnet to the women leaders I want to serve. Everywhere I go, I'm connecting with these women so naturally and comfortably while simply being myself. Most of all, I enjoyed the interaction of the retreat participants and Kim. Their warmth and supportive feedback is what I remember the most. For those who are still struggling to find their niche, this virtual retreat is a must!

Shelly Quintana
Wheat Ridge, Colorado

Kim has been my business coach for three years, and I know I would not be where I am today without her.

In those three years, I have changed careers, started a new business and built a whole new path for myself from the group up.

Kim gave me the insight and tools I needed to build a solid foundation for my business and continue to provide me with the guidance and direction I need to grow.

Kim has a combination of knowledge and expertise, coupled with a down-to-earth and positive style that always leaves me feeling more focused and encouraged.

She approaches sessions with both warmth and directness, which makes the experience both productive and fun. No matter how much time I have invested in a project, a session with Kim always leaves me with new ideas and motivation.

If you are considering working with a business coach, you couldn't find a better resource.

Suzanne Levy
Certified Life Coach, Certified Wellness Coach

Now that I've told you WHY, here's HOW you will receive this business and life changing information and training, keeping in mind you will also get my personal attention and coaching.

» Click here for a FREE M.O.X.I.E. Discovery Session «

I have 3 simple questions for you and then we will set up a phone conversation together.

I was on a Telesummit call when Kim was being interviewed yesterday by Cheri Ruskus of Victory Circles. Kim was talking about finding your Niche and I was so rapt in her every word but I just had to take my shower for the day. What she was talking about what so compelling and wonderful I didn't want to miss anything so I took my phone into the shower with me!

Kim's talking about attracting the right people AND getting paid was so what I needed to hear I just couldn't hang up!

I am going to go back and listen to the recordings from the Summit and set up my 2011 biz plan in detail. I can't wait to hear you again!

Maddy Hopkins
Loveland, Colorado

Working with Kim in the live, in person MasterMind group and with her private coaching has been hugely instrumental in helping me move forward.

With her guidance I was able to make staffing changes that have greatly enhanced the success of MidChix & MadHens. We have recently launched a Co-op Membership Program that has attracted advertising members and nonprofit partners.

This has been a direct result of having a new team to support me and of the goal-setting we do in the MasterMind group. Kim's warmth coupled with her professional expertise is just what the doctor ordered for entrepreneurs like me.

Gretchen Seefried
Denver, Colorado

After a significant investment of time and money I still felt like my coaching business was more a hobby than a business. Seeking solutions to this dilemma, as well as concrete strategies to get it moving forward fast, I started thinking "What can I do and who can help me".

I knew Kim as a leader of several programs in which I had participated. Could I really commit or was it just too much? Fortunately wisdom prevailed. Kim and I got started!

In the short time that Kim and I have been working together I have refined and clarified my niche, my brand and have started reaching out to my tribe.

Kim inspired me to step out of my comfort zone. In doing so I am excited that I have my Signature System underway and a great teleseminar series about to launch!

I am also getting help putting the support pieces in place to make this work for my life. I love the confidence that I have gained and the vision I have for the future. I whole heartedly recommend any of Kim's programs!

Dorothy DeClute
Toronto, Ontario

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